Earn 50% more UOB Rewards Points when monthly domestic spending reaches every THB 20,000 via UOB credit cards* (Or receive additional cashback for UOB Yolo Platinum, UOB One, UOB Simple, and TMRW credit cards.) Bonus points will be calculated based on the first THB 60,000 of domestic spending per transaction date /primary customer /month
Register via SMS to receive the offer: Type BC50 (space) followed by the last 12 digits of your Credit Card number, and send to 4545111 (SMS fee depends on your package) or register for free at Reward+ in the UOB TMRW app. Exceptions: UOB Reserve and UOB Infinite cardholders are automatically eligible and do not need to register.
PROMO PERIOD
Valid till
31
Dec
2025
TERMS AND CONDITIONS
This promotional campaign from 1 October to 31 December 2025, and is exclusively for UOB credit cards issued in Thailand.
The monthly accumulated spending on UOB credit cards that qualifies for the additional 50% reward points under this promotion will be calculated from the first 60,000 THB of accumulated spending per principal cardholder per month, based on the transaction date. The reward points will be awarded according to the rates specified in the table below. Any accumulated spending exceeding the first 60,000 THB per month will earn reward points at the standard rate for each card type.
For UOB Yolo Platinum, UOB One, UOB Simple, and TMRW credit cards, extra UOB Rewards Points will not be granted. Instead, the bank will provide an extra 0.2% cashback for every THB 20,000 of accumulated monthly spending.
Domestic spending eligible for this promotion excludes transactions in the following categories: fuel stations, insurance payments of all types, investment unit purchases, installment payments not yet billed, IPP conversions billed monthly (only full payment before conversion is eligible), utility bill payments through any channel, payments for goods/services under MCC 4900, top up e-wallets, UOB CUSTOMER CARE, UOB LADY LUXE PAY, Pay Anything, 0% 3-month installment plans in travel and online spending for UOB Yolo Platinum, spending at Makro, Currency exchange from THB to foreign currencies, Cryptocurrency transactions, THB-denominated transactions via foreign-registered merchants (e.g., Amazon, Google, Facebook), DCC transactions (foreign merchants where payment is made in THB), Cash Advanced, Fund transfers, Interest, Penalties, Fees of all kinds, and canceled transactions.
Spending that exceeds the approved credit limit will not be counted toward extra UOB Rewards Points or cashback, even if the cardholder makes advance payments to cover the excess.
Only transactions with eligible Merchant Category Codes (MCC) as defined by VISA and MasterCard and based on the transaction date will be counted.
Spending from both primary and supplementary cards under the same cardholder will be consolidated under the primary cardholder's account. If the cardholder has multiple primary cards, the spending from each card will be aggregated.
Extra UOB Rewards Points or cashback will be credited to the primary cardholder's account within 60 days after the promotion ends, provided the cardholder maintains active membership and is not in default at the time of crediting.
To participate, cardholders must register once via the bank's channels. If the cardholder has multiple primary cards, only one registration is required. UOB Reserve and UOB Infinite cardholders are automatically enrolled and do not need to register.
Extra UOB Rewards Points or cashback cannot be exchanged for cash or transferred to others.
Extra UOB Rewards Points or cashback calculation will be applied from the month of successful registration. Transactions made before registration will not be eligible for extra UOB Rewards Points or cashback.
Cardholders must retain the SMS confirmation of registration for reference if needed.
If cardholder had any dispute regarding the calculation of extra UOB Rewards Points or cashback the primary cardholder must contact the bank within 30 days from the date extra UOB Rewards Points or cashback is credited to the account for investigation.
The Bank is not involved in goods/services by merchants. For any issues, please contact the merchant directly.
The Bank reserves the right to make final decisions on any disputes related to this promotion.
These terms and conditions may be translated into English language. In case of any inconsistency or discrepancy between Thai and English versions, Thai version shall prevail.
Use when necessary and pay back full amount on time to avoid 16% interest rate.
SINGAPORE
MALAYSIA
INDONESIA